EVERY BULL MARKET IS FOLLOWED BY A BEAR MARKET…….BUT NOT FOR YOU……NEVERAGAIN

The Clubs trend following propram was developed following an extensive review of bear markets (20% decline) during the past 100 years. Our goal was to identify elements that are common prior to every bear market and therefore provide guidance for investors as to when to be invested, but more importantly when to employ defensive measures (move to cash/bonds) to protect investment
capital.  Investors can also employee ETF's that appreciate when the market declines.
 

Why the emphasis on avoiding bear markets?
 

  History indicates that bear markets have a significant affect on  investment returns.  Following is a review of the damage bear markets have rendered on investors.

2008-2009
Eliminated all gains of the previous 5 year bull market.  Carried the S&P to levels last seen in 1996.

2000-2002
During the 90's NASDAQ enjoyed one of the greatest bull markets in history.  Yet the decline that followed destroyed 83% of those gains.
Unfortunately, record investments were made during the 1999/2000 time period.

Other bear markets that would have been avoided utilizing the Clubs program.

1987 Crash
33% decline, over 20% in one week
 
1973-1974
45% decline
The Dow hit the 1000 level for the first time during the 1960's. yet failed to break above that level until 1982.

1929-1932
89% decline usering in the great depression
yes, you would have avoided this disaster.


It should be emphasized that all signals are mechanically generated by the trend following program, providing a disciplined, unemotional and very successful approach to managing your investments.



INSURANCE

As your aware, insurance is used to protect you and yours against an unexpected occurance.  You may pay the premiums all your life and never use the insurance. Stockmarket history indicates there will be a bear market every 3 years or at a minium following every bull market. No insurance for your retirement funds.  Use of the program signals will provide you and your retirement savings with insurance against a major loss.  

 AS A CLUB MEMBER YOU WILL RECEIVE THE PROGRAMS RULES WHICH WILL ENABLE YOU TO GENERATE THE BUY AND SELL SIGNALS 

During the 2000 to 2010 period  there have been 2 bull trends (5 ½ years) and 2 bear trends (4 ½ years).  Utilizing the program during this 10 year period would have resulted in you outperforming Wall Streets buy and hold by over 140 percent. In fact, Wall Street is referring to the past decade as the lost decade, because their clients have lost a large amount of their hard earned savings. In addition, they have lost 1/3 of their investing lifetime.
 

If a picture's worth a thousand words, this one's worth trillions of dollars.  The chart presents the Buy (Bull market-Blue) and Sell (Bear market-Red) signals generated by the Clubs trend following program for the past 13 years.
The chart presents 4 bull and 3 bear markets and adherence to the signals would have provided members guidance as to when to be invested, but more significantly, when to move to the safety of cash, thereby avoiding a major decline in the value of their portfolio.

During this period, a simple program of investing in the SPY (ETF- S&P 500 Index) could have generated a gain of nearly 300% as compared to approximately 80% for Wall Street's buy and hold.
Investors searching for an advisor should insist that any proposed investment plan must include a strategy to avoid significant market declines (Bear Markets).

The Clubs major concern is not the return on your money, but the return of your money.  The goal of the Club is to NeverAgain remain invested during major market declines and participate in the up (Bull) markets.

Adherence to Wall Street's buy/hold advice has resulted in major losses for the vast majority of investors.  Millions of dissatisfied investors have decided to become members of the "do it yourself" investment trend.  These investors are searching for a program or strategy that provides guidance in formulating their investment decisions.  You too can become a member of the "do it yourself" trend and the NeverAgain Club can be of assistance.  The program is available to every member of the NeverAgain Club and each member will be instructed on how to utilize the program signals.  Importantly, as a "do it yourself" investor you'll be working with someone you can trust with your money, YOU.
 

You can control the outcome of your financial future.